去银行办事
Business at the Bank
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Today I need to go to the bank to do some business.
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At ten o'clock in the morning, I arrived at a large bank in the city center.
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There were many people in the bank, so I first took a number.
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I wanted to open a new bank account.
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A staff member called my number, and I walked to the counter.
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The bank staff member was very friendly and asked me some questions.
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She said that opening an account requires an ID card and a passport.
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I took out my ID card.
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She looked at it, and then typed on the computer.
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I filled out a form with my name, address, and phone number.
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The bank staff said that opening an account requires a minimum deposit of one hundred dollars.
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I gave her money.
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She said that my account was now open and I could use the bank card.
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She gave me a bank card and a password.
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I asked her when I could use mobile banking.
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She said I could use it after three days.
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I was very happy.
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The staff also asked if I wanted to apply for a credit card.
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I told her I only need an ordinary bank card for now, not a credit card.
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She also gave me a brochure about online banking for me to read carefully at home.
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The brochure said online banking can check balances, transfer money, and also pay utility bills.
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If the card is lost, you can immediately call the bank to freeze the account.
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She reminded me not to tell the password to anyone, and not to write it next to the card.
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I also asked her about business hours; she said the bank opens at nine every morning, closes at five in the afternoon, and is closed on Sundays.
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While waiting in line, I saw several ATMs nearby, with many people depositing and withdrawing money.
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After finishing everything, I felt the bank's service was very good.
Vocabulary
- 账户 zhànghù · account
我想要开一个新的银行账户。 — I wanted to open a new bank account. - 身份证 shēnfènzhèng · ID card
她说，开账户需要身份证和护照。 — She said that opening an account requires an ID card and a passport. - 护照 hùzhào · passport
她说，开账户需要身份证和护照。 — She said that opening an account requires an ID card and a passport. - 密码 mìmǎ · password
她给了我一张银行卡和一个密码。 — She gave me a bank card and a password. - 存款 cúnkuǎn · deposit
银行工作人员说，开户需要一百块钱的最小存款。 — The bank staff said that opening an account requires a minimum deposit of one hundred dollars.
Grammar notes
- 需要 (xūyào)
Means 'need' or 'require' and indicates necessity.
开账户需要身份证和护照。 — Opening an account requires an ID card and a passport.
- 已经 (yǐjīng)
Indicates that an action has already been completed.
我的账户已经开好了。 — My account is already open.
- 以后 (yǐhòu)
Means 'after' or 'later' and indicates a time period following an event.
三天以后就可以用了。 — It can be used after three days.
Quick quiz
What time did the person arrive at the bank?
What documents does the bank staff say are needed to open an account?
How much is the minimum deposit needed to open an account?
When can the person use mobile banking?